{
  "@context": "https://schema.org",
  "@type": "Dataset",
  "name": "UK Marketplace Fraud Data 2026",
  "description": "Machine-readable extract of UK marketplace fraud statistics, sourced from primary UK fraud reporting bodies (TSB, UK Finance, Cifas, Action Fraud, Which?, Experian, Santander, Payment Systems Regulator).",
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "url": "https://www.silentid.co.uk/data/uk-fraud-data.json",
  "isAccessibleForFree": true,
  "spatialCoverage": { "@type": "Place", "name": "United Kingdom" },
  "temporalCoverage": "2023/2026",
  "datePublished": "2026-04-28",
  "dateModified": "2026-04-29",
  "creator": {
    "@type": "Organization",
    "name": "SILENTSALE LTD",
    "url": "https://www.silentid.co.uk",
    "sameAs": "https://www.wikidata.org/wiki/Q139583132"
  },
  "keywords": [
    "UK marketplace fraud", "Facebook Marketplace scams", "Vinted fraud",
    "UK purchase fraud", "APP fraud", "Cifas", "TSB", "UK Finance",
    "Santander marketplace blocking", "Action Fraud UK"
  ],
  "data": {
    "headline_losses": [
      {
        "stat": "£160,000",
        "unit": "per day",
        "scope": "Facebook Marketplace (UK)",
        "source": "TSB",
        "year": 2025,
        "note": "Daily loss extrapolated from TSB's purchase-fraud caseload"
      },
      {
        "stat": "£1,170,000,000",
        "unit": "total",
        "scope": "UK payment fraud",
        "source": "UK Finance Annual Fraud Report 2024",
        "year": 2023
      },
      {
        "stat": "£459,700,000",
        "unit": "total",
        "scope": "UK Authorised Push Payment fraud",
        "source": "UK Finance Annual Fraud Report 2024",
        "year": 2023
      }
    ],
    "platform_breakdown": [
      {
        "platform": "Facebook Marketplace",
        "share_of_uk_purchase_fraud_pct": 73,
        "source": "TSB",
        "year": 2025
      },
      {
        "platform": "Vinted",
        "accounts_banned_2024": 50000,
        "users_never_recover_pct": 89,
        "source": "Cifas",
        "year": 2024
      }
    ],
    "demographic_exposure": [
      {
        "stat": "37%",
        "scope": "UK adults scammed on a marketplace at least once",
        "source": "Experian"
      },
      {
        "stat": "1 in 3",
        "scope": "UK buyers scammed on second-hand marketplaces",
        "source": "Which?",
        "year": 2024
      },
      {
        "stat": "22%",
        "scope": "UK marketplace sellers who report being scammed",
        "source": "Cifas / Which?"
      }
    ],
    "recovery": [
      {
        "stat": "18%",
        "scope": "UK fraud victims who fully recover their money",
        "source": "Cifas"
      },
      {
        "stat": "£85,000",
        "scope": "Maximum APP fraud reimbursement per claim (UK)",
        "since": "2024-10-07",
        "source": "Payment Systems Regulator"
      }
    ],
    "bank_blocking": [
      {
        "stat": "1,800+",
        "scope": "Santander UK customers protected from suspected Facebook Marketplace fraud",
        "year": 2025,
        "source": "Santander UK"
      }
    ],
    "reporting_routes_uk": {
      "england_wales_ni": {
        "primary": "Action Fraud",
        "url": "https://www.actionfraud.police.uk",
        "phone": "0300 123 2040"
      },
      "scotland": {
        "primary": "Police Scotland",
        "phone": "101",
        "note": "Action Fraud does not cover Scotland"
      },
      "northern_ireland": {
        "primary": "PSNI + Action Fraud",
        "psni_phone": "101"
      },
      "smishing": {
        "channel": "SMS forward",
        "destination": "7726"
      },
      "phishing_email": {
        "channel": "email forward",
        "destination": "report@phishing.gov.uk",
        "operator": "NCSC SERS"
      },
      "trading_standards": {
        "channel": "Citizens Advice consumer helpline",
        "phone": "0808 223 1133"
      }
    }
  },
  "citations": [
    { "title": "TSB Fraud Reports", "url": "https://www.tsb.co.uk/" },
    { "title": "UK Finance Annual Fraud Report 2024", "url": "https://www.ukfinance.org.uk/policy-and-guidance/reports-and-publications/annual-fraud-report-2024" },
    { "title": "Cifas Fraudscape", "url": "https://www.cifas.org.uk/insight/fraud-risk-focus-blog/fraudscape-2024" },
    { "title": "Santander UK 1800 customers blog", "url": "https://www.santander.co.uk/about-santander/media-centre/press-releases/over-1800-customers-saved-from-potential-facebook" },
    { "title": "Payment Systems Regulator APP rules", "url": "https://www.psr.org.uk/our-work/app-scams/" },
    { "title": "Which? Marketplace Fraud Investigation 2024", "url": "https://www.which.co.uk/news/article/a-third-of-buyers-scammed-on-second-hand-marketplaces-aL0yl2D4XZd1" },
    { "title": "Experian online shopping scams", "url": "https://www.experian.co.uk/consumer/identity/online-shopping-scams.html" }
  ]
}